Alsaegh , Nameer Ameer, and Doaa Noman Alhussiani. 2024. “The Relationship Between Indicators of Financial Digitization and Levels of Access to Financial Inclusion: an Analytical Study of a Sample of Arab Countries”. NTU Journal for Administrative and Human Sciences (JAHS) 4 (1):1-22. https://journals.ntu.edu.iq/index.php/NTU-JMS/article/view/832.